T&Cs apply. . a. “A kerbside valuation would be a combination of a desktop valuation and looking at street appeal and what’s in the surrounding areas. So ultimately, it works in. ($3. SUNCORP LIFE INSURANCE Suncorp Life Insurance products, other than in some. It returns this year, claiming the same categories it won in 2018, Business Bank of the Year and. The First Home Owners Grant If your state or territory offers a first home buyers grant and you’re eligible, this is a great way to boost your deposit. For the latest state-based information, chat Suncorp's Home Package Plus Special Offer for First Home Buyers allows customers to choose from a competitive Standard Variable rate or a 5 Year Fixed rate of 3. 99% p. Ideally, a first-time home buyer would have enough money to make a 20% down payment on their home. #Mortgages #HomeLoans #HeiseSaysThe Bank of Mum and Dad is nearly bigger than Suncorp having lent $29 billion to first home buyers. 9 billion ($3. The refund maxes. Yes, the Queensland First Home Owners' Grant offers $15,000 to first-time owners buying or building a new home. It gives you the opportunity to know the inside out of the home buying business. Your borrowing capacity relates to your current financial situation, including your income, financial commitments and regular expenses. MORE LIKE THIS First-Time Home Buyers Deciding to Buy a Home Mortgages. Example: A customer has a $300,000 home loan, with 20 years remaining. One is the Homebuyer Assistance Program, which offers up to $30,000 in down payment assistance in the form of a no-interest, forgivable loan to income-qualified buyers. Variable Interest Rate, n. 39%. Suncorp Clear Options Gold. Under the RFHBG, part of an eligible regional home buyer’s home loan from a Participating Lender is guaranteed by Housing Australia. The KiwiSaver Scheme Rules in Schedule 1 of the KiwiSaver Act 2006 have been amended to allow KiwiSaver members to withdraw their savings to purchase their first home before the agreement is unconditional, provided any payment is made to "a stakeholder". 14. It doesn’t matter whether you’re a first home buyer or a hundredth home buyer – when you’re applying for a home loan, you want the process to be as smooth as possible. a. If you’d like to speak to someone straightaway, please call 13 11 55 Mon-Fri 8am-7pm and Sat-Sun 9am-2pm (AEST) Things you should know. A mortgage is a loan taken out to buy property or land. US Treasury Bonds Rates. Today Suncorp provides term deposits, savings accounts, home loans, personal loans and other financial services to over 800,000 customers through 178 retail outlets, 680 ATMs, 46 Business Centres, online banking. , and no annual fee. Rentvestors aren’t able to access the First Home Owners Grant, which is available for certain first-time, new home buyers who will occupy their property for the first year. Helping you at every step, from pre-approval to shortlisting homes, conveyancing and settling on your new property. Under My loan details, select Home Package Plus - Standard Variable, or for first home buyers Home Package Plus - Standard Variable - First Home Buyer, in the Product dropdown box. Apply online. Home Loans are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882. SUNCORP LIFE INSURANCE Suncorp Life Insurance products, other than in some circumstances the Redundancy. Explore a Range of Articles and Explainers on Everything from Home Loans and Deposits, to Home Building Tips and Tricks - Find Out More Now6. a. Suncorp’s offers and competitive rates for First Home Buyers could help see you in your own home sooner. Suncorp’s home lending. a. In September 2023, the median list price of homes in Tacoma was $470,000. 3 billion, outperforming the sector by 1. Home Loans are provided by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No. Banking and home loan products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882. Exclusively for first home buyers, we offer special discounted rates on loans of $150k+. And the good news is, if you have an LVR between 70% and 80%, there's a still. Andrew Date, buyer’s advocate and Principal of Industry Insider, is an expert at helping home buyers navigate the home buying process. 59 %. Creative Agency: Leo Burnett Australia. There is a catch, though: properties must be valued under a specific cap – currently $550,000. Here’s a comprehensive guide to help you through the process of buying your first home, step-by-step. The bonus is available for first home buyers who purchase or construct a property with an eligible ANZ home loan of $250,000 or more. Op · 10 mo. 2. 39pm, first published at 9. 70%. First-Time Home Buyer: An individual who is purchasing a principal residence for the first time. If you combine three or more eligible Suncorp Insurance policies, you’ll receive a 15% Multi Policy discount! When it comes to getting. ME has launched one of its best-ever home loan offers, designed exclusively for First Home Buyers. Contact Email [email protected] per cent for first-home buyers on the “Home Package Plus” plan. Up to $1,000. Get a $3,000 Solar Home Bonus when you apply for a new eligible Suncorp Bank home loan on a property fitted with an eligible solar power system. 5/5. Suncorp is One of Australia's Largest Financial Services Brands Offering Home and Motor Insurance, Life Insurance, and Banking. You earn a low-to-moderate household income relative to your. Suncorp Home Package Plus Fixed. It is a national scheme funded by the states and territories and administered under their own legislation. This Suncorp-Metway home loan has an interest rate of 6. From getting a mortgage to making an offer, the more you understand about the property transaction early on, the less overwhelming it will be. 26 August 2021. This is the go-to program for many first-time home buyers with lower credit scores. 3. Switching to Suncorp. Read more here to find out what your. The documentary aired multiple times on Channel 9 and in the first few weeks, Suncorp received enquiries from 13. 00. Depending on what you need, a home loan package might help you save by: waiving annual fees on credit cards. Earn rate. . Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Cheapest home loans; First home buyers; Fixed rate home loans; Variable rate home loans;. Who comes first, pets or friends?. For an exact quote, please contact one of our mortgage brokers by calling 1300 889 743. For many Australians, saving a 20% deposit is a big barrier. ANZ and Suncorp have overcome the first hurdle in clearing a $4. The First Home Owners’ Grant (FHOG) is a one-off payment from the federal or state government of up to $10,000 to put towards a purchase or build of a first property. With the Standard First Home Buyer Special Variable Home Loan from Suncorp-Metway you can borrow between $150,000 and $5,000,000, and is available on homes with a loan-to-value ratio under 90%. com, this was down 4. 2. ”. 5% for those with credit scores of 580 or. A $3,000 cashback bonus is available to help with the costs of buying a first home. First Home Super Saver Scheme. You can be either casual or full time and this income includes overtime and allowances. Suncorp Group today announces it has signed a share sale and purchase agreement with Australia and New Zealand Banking Group Limited (ANZ) to sell its banking business. This doubled First Home Owner Grant will come into effect from Monday, 20 November. Qualifying buyers borrow either 5% or 10% of a home’s purchase price from the. You are a first-time buyer purchasing a single-family home to be your primary residence in any state other than New York, Hawaii, and Alaska. and a comparison rate of 6. Age excess (for drivers under 25) and inexperienced driver (driving for less than 2 years) excess of $400 is applicable. Now in year two, financial results are proving out longer-term validity of GSB’s approach for Keleher. The program typically requires participants to complete a homebuyer education. You must be buying or building a new. proper noun, [furst hohm oh-ners grahnt] The First Home Owners Grant was introduced in 2000 to offset the effect of paying GST when purchasing a home. Traditionally, home buyers need to save a 20% deposit to avoid paying costly Lenders' Mortgage Insurance (LMI). This is the go-to program for many first-time home buyers with lower credit scores. Options: Highest Implied Volatility. Usually first home buyers with less than a 20 per cent deposit need to pay lenders mortgage insurance. $575,000 or less where the contract was entered into on or before 14 June 2023. It can be hard to know where to start. Manage Your Banking. Please read the relevant Product Information Document, Lending Fees and Charges and Home Package Plus Terms and Conditions before making a decision regarding any. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Our Home Shop Direct sack help you every step of the way. ME General Manager, Home Lending Andrew Bartolo said: “First Home Buyers told us they. 9 zillion ($3. HPP Fixed Rates Special Offers valid 20 October 2023. SPA, Stamp Duty Malaysia, And Legal Fees For Property Purchase. Suncorp–Metway Limited - ABN 66 010 831 722 - GPO Box 1453, Brisbane QLD 4001 1 4 May 2017 Exclusive offer to help first home buyers enter the property market Suncorp has announced an exclusive new offer for first home buyers to help them realise their property ownership dreams. Organise your application. Drawdown must be within 180 days of. 33 billion), as the smallest of Australia's big lenders seeks into revive achieving at home after down behind. Get 40,000 bonus Qantas Points when you spend $4,500 in the first 90 days, plus access to complimentary travel insurance. Better has the right combination of features and perks, including no unnecessary fees, low mortgage rates, and a fast 100% application process. 99% p. a. 9 billion raises all sorts of questions. The challenge was to disrupt how people view the. The Federal Housing Administration allows down payments as low as 3. Tacoma first-time home buyers. Back;Buying a second home? Your financial situation may have changed since you took out your first home loan. The First Home Owner Grant (FHOG) scheme was introduced on 1 July 2000 to offset the effect of the GST on home ownership. If you’re hunting for your first house, like Jess and Fotis from. 33 billion), as the smallest out Australia's significant lenders seeks to resurrect growth at home since. It is now the fifth largest bank in Australia. “While first home buyers are showing a willingness to get into the market, the unknowns of the process can sometimes make it daunting,” saysFrom small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. When purchasing a Home Package Plus loan of $250,000 or more, you could receive a further cashback bonus of $2 000. 99, a further concession of $3,500 applies. You can access informationBuy or build your first home sooner. Business Insurance and Barrister Insurance) has issued from AAI Limited ABN 48 005 297 807 trading as Suncorp Insurance. Australia and New Zealand Banking Group is buying the banking arm of insurer Suncorp Group for A$4. 5% for a first-time buyer’s purchase of a new or resale mobile/manufactured home. This is divided by the total months in your loan term to get. Traditionally, home buyers need to save a 20% deposit to avoid paying costly Lenders' Mortgage Insurance (LMI). The HBP allows you to pay back the amounts withdrawn within a 15-year period. The purpose of the First Home Buyer Guarantee (FHBG) is to support eligible home buyers to enter or re-enter the housing market sooner. 6. The 1st Time Advantage 3% Loan is another option that provides 3% of the mortgage amount with 0% interest. 2 Buyer Service Quote; 4. As an incentive for first home buyers, most Australian states and territories offer stamp duty concessions to those purchasing their first property, if it's under a certain amount. Suncorp has a loan package called the Deposit Kickstart Home Loan, which allows first-home buyers to get into the real estate market faster without needing a deposit. The home loan application process can be completed in a few ways, including with a Suncorp Mobile Lending Manager or a mortgage broker. Sales to first-home buyers grew 50 per cent, from $800 million to $1. Buying a Home. Buying a home is a big deal with many things to consider, like saving a deposit and getting a home loan. Suncorp’s bank, up for sale to ANZ, continues to grow rapidly in the home lending market, even with a major rival saying it is consciously cooling on home loans. Get a $3,000 Solar Home Bonus when you apply for a new eligible Suncorp Bank home loan on a property fitted with an eligible solar power system. Simplify your property purchase with Home-in. Value of cashback you may be offered will vary depending on the lender's eligibility criteria. 3. First Home Owners’ Grant. ANZ plus Suncorp would have 15. • Eligible first home buyers must use the maximum amount of their savings as a deposit (funds. It’s a national scheme, however the grant is funded and administered by each state or territory. The First-Time Home Buyer Incentive is a shared-equity program first-timers can enter with the federal government. Since its inception, the rules have changed greatly from state to state and the funds given to buyers differs significantly. The larger assistance amount comes with a higher interest rate. ANZ has agreed to buy Suncorp’s banking business for $4. All rates are valid until withdrawn and are subject to change. The most difficult step for many borrowers is saving for a deposit, but this is. Pre-qualify to get a better understanding of your borrowing position can and what deposit you need. The First Home Owners’ Grant (FHOG) is a one-off payment from the federal or state government of up to $10,000 to put towards a purchase or build of a first property. a. Negotiate any repairs or credits with the seller. ANZ shares were trading 1 per cent higher after the decision but slid towards the close and were flat at $25. Banking and home loan products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence. For example, a new loan may incur an establishment fee, while other fees such as a monthly. - Home Buyer Declaration. ANZ plus Suncorp would have 15. See full list on suncorp. Explore a Range of Articles furthermore Explainers on Everything from Main Lending and Deposits, to Residence Building Extremities and Tricks - Find Out More CurrentlyHouston, TX: Houston's Housing and Community Development Department offers two programs for first-time home buyers in the city. Buying a home is a big deal with many things to consider, like saving a deposit and getting a home loan. Former ACCC boss Rod Sims was always sceptical of the big four banks buying small lenders. No first-time buyer’s relief, so you pay the standard rates. $1,215. The home concession reduces the duty to $9,800. Rates and discounts are subject to change. The KiwiSaver Scheme Rules in Schedule 1 of the KiwiSaver Act 2006 have been amended to allow KiwiSaver members to withdraw their savings to purchase their first home before the agreement is unconditional, provided any payment is made to "a stakeholder". This is also known as a Guarantor Home Loan. The most expensive adult non-hospitality tickets typically cost in the region of AUD $100-150; hospitality tickets can cost almost AUD $300. As an incentive for first home buyers, most Australian states and territories offer stamp duty concessions to those purchasing their first property, if it's under a certain amount. The First Home Owners Grant is a government scheme offering a one-off grant payable to eligible first home owners who are looking to be owner occupiers. To qualify, at least one borrower must be a first-time home buyer. Buying my first home. This calculator will give you an estimate in approximately 2 minutes to help your home-buying journey. Over £625,001. Suncorp bank offers a range of financial products and services in banking, general insurance, and life insurance. The First Home Savings Account (FHSA) You may be eligible to save up to $40,000 tax-free to buy a home with an annual contribution limit of $8,000. 3 House Safety Options; 4. The Home Package Plus First Home Buyers Special Offers are only available for new owner-occupied first home buyers who have never previously purchased a property a first home property. As a first home buyer, you may be eligible for the First Home Owner Grant scheme (FHOG). 3. Complete an application with your personal and financial details, such as your ID and tax file number. Let’s get you settled. Whether you’re a first house buyer or a seasoned investor, start here when planning your home purchase. Principal & Interest 5Y Fixed 5% min. New South Wales and Tasmania, you have 3 months to pay stamp duty. View and compare Suncorp Bank home loan offers. Notes: Rebate of $1000 for first home buyers. Phone Number +61 13 11 75. Step 1: Start saving a down payment. 5 per cent ($430 billion) and the Commonwealth Bank's 25. This can include financial assistance in the form of stamp duty concessions. By Yvonne Taylor | Verified by David Boyd | Updated 19 Oct 2023 As seen on Comparing 2 Suncorp home loans for over years Customise and filter Compare Enquire. You can reduce the cost of Lenders Mortgage Insurance (LMI) to $1 if you’re an eligible first home buyer. You may receive 5% or 10% of your home's purchase price for a down payment. Adult ticket prices during the 2023 regular season started at approximately AUD $25, including fees. In this way, it can give a more accurate result by: Confirming which lenders/mortgage insurers are likely to accept your mortgage application. • View your account balances. Visitors’ contents. These are government assistance programs that offer first home buyers incentives to access the property market. comparison rate*), while investors can. The amount payable depends on the value of the property. The First Home Owners Grant NSW is a one-off payment to help first home owners manage the costs of buying a home. Stamp duty—a tax levied on property purchases by states—is one of the bigger costs for which you'll have to budget. It found the “Bank of Mum and Dad” was among the top 10 lenders in Australia, just behind Suncorp and one place ahead of the Bank of Queensland. It’s full of handy features, and best of all, offers some seriously competitive rates. Queensland, you pay stamp duty within 30 days of settlement. Suncorp has announced an exclusive new offer for first home buyers to “help them realise their property ownership dreams”. Most run for 25 years, but the term can be shorter or longer. BANK OF THE YEAR SUNCORP First home buyers and small business owners benefit from a renewed focus on customer satisfaction 2019-07-04 - Afocus on company culture and customer experience has kept Suncorp on top of its game. 15. An add loan will increase your current repayment amount, but your remaining loan term, and loan type remains the same. Suncorp Group’s Post Suncorp Group 112,933 followers 1y. Suncorp Group on LinkedIn: First Home Buyers Loan Low first home buyer loan rates & offers available to help you unlock that door sooner. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. As a first home owner, you may be eligible for assistance from the government with buying your home. Typical Suncorp First Home Buyer Borrow between 90 – 95% LVR (inclusive of LMI) 10 – 15% deposit or via Deposit Kickstart Combined income of $200,000 or below Average. Minimum total new lending of at least $250,000. Potentially reduce your tax bill and carry forward undeducted contributions indefinitely. Suncorp has loans for borrowers with deposits as low as 10% or even 5%, though some of its. The amount. To qualify as a first home buyer, you must be: purchasing the first home you or your spouse have owned or co-owned in Australia*There is a tax break for first-time home buyers in Canada, which is called the first-time home buyers’ tax credit, or HBTC. a. How does the home loan process work? I’ve found a home, now what? Compare home loans from 5. Banking products are issued by Suncorp-Metway Ltd ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882 (“Suncorp Bank”) to approved applicants only. 3 billion as at June 2022, compared with $11. 2 Building Supplies and Age of the House; 4. 45% p. If you need help or just want advice, talk to one of our Home Loan Specialists and get started on your home buying journey. This payout ratio is at a healthy, sustainable level, below 75%. This can include furniture, appliances, curtains—all sorts of stuff! There are a handful of things we don’t. If you first purchase or have an existing Suncorp Car or Motorcycle policy, you can get 20% off new Suncorp home insurance. Contact a Home Loan Specialist. Loan amount. Compare. SUN has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. Buying my next home. The Suncorp Standard Variable Home Loan Special Offer (Home Package Plus) is one of those great home loans that offers both value and flexibility. Talk to a home loan expert. A conventional 97 loan let’s eligible home buyers borrow up to 97% of the home’s value with a down payment as low as 3%. an. This Suncorp-Metway home loan has an interest rate of 6. All Special Offers are only available once all. 28-Sep-2020 • Corporate. A conventional 97 mortgage is a type of conventional loan that helps first-time home buyers finance a single-family home with a low down payment. The HDP provides matching funds up to $7,500 for down payment and closing costs for eligible first-time home buyers. buyers purchase their first home sooner. Low first home buyer loan rates & offers available to help you unlock that door sooner. With the Standard First Home Buyer Special Variable Home Loan from Suncorp-Metway you can borrow between $150,000 and $5,000,000, and is available on homes with a. a. Suncorp *First Home Buyer* Package Plus Fixed 5Yr Back to Basics Better Together Back to Basics Better Together (Inv) Home Package Plus Variable Home Package Plus Variable (Inv) Home Package Plus Fixed Home Package Plus Fixed (Inv) Teachers Mutual Bank *Essential Worker First Home / HGS* Your Way Plus *Essential Worker First Home /. SUNCORP LIFE INSURANCE Suncorp Life Insurance products, other than in some. 94% p. Suncorp Clear Options Standard Credit Card. Copywriter: Michael. About 58% of first-time homebuyers financed their homes with a conventional. Some covet prime locations and don’t mind buying a subsale, while others are all about the new, high-rise life in the big city. a. Australia real New Zealand Building Gang is buying the credit limb off insurer Suncorp User with A$4. I'm a First Home Buyer actively in the market looking to buy our first PPOR. BANKING Banking and home. 14 per cent for first-home buyers on the “Home Package Plus” plan. HSBC, Macquarie Bank and Suncorp also recently announced cuts which will take their respective fixed loan rates to new lows, though none of the three lenders will be adjusting variable rates - at least, for now. These are government assistance programs that offer first home buyers’ incentives to access the property market. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. a. a. It offers variable and fixed rate home loans, and customers have the option of paying principal & interest, or interest-only. “You may not be able to get into your dream suburb if you’re looking at buying land,” says Zoran. 110% LVR no deposit First Home Buyer Loans. Tips for first-time homebuyers: finding the right mortgage. 1 Location; 4. Suncorp Insurance has launched a new chapter of their Resilience platform via Leo Burnett Australia with ‘If your home could talk’, a campaign that focuses on South East Queenslanders and how they can think differently to protect their homes from extreme weather events. Talk to a home loan expert. and a comparison rate of 6. This doubled First Home Owner Grant will come into effect from Monday, 20 November. Mortgage. New South Wales and Tasmania, you have 3 months to pay stamp duty. The better your credit score, the lower the interest rate you’ll get on your mortgage. A Suncorp Bank Home Loan specialist can help you choose what’s right for you because it’s our job to get you the right home loan at a great rate. Contents temporarily removed. Apply online. Explore a Range of Articles and Explainers on Everything from Home Loans and Deposits, to Home Building Tips and Tricks - Find Out More NowSuncorp Bank was founded in 1902 as the Queensland Agricultural Bank. Some states offer free Stamp Duty or a reduced amount for first home buyers. Here are some practices to consider. $600 (less than 90% LVR) $600. First home buyers are increasingly turning to their parents to fund a mortgage. Tap Transfer and choose your accounts you want to transfer between, as well as the amount. a. Please note, if you are self-employed or there are more than two borrowers, please call us on 1300. 99. providing discounts on insurance. Low first home buyer loan rates & offers available to help you unlock that door sooner. The process of buying your home can be broken down into some simple steps. Suncorp Bank (Suncorp-Metway Ltd ABN 66 010 831 722) is only liable for the banking and home loan products or services it provides and not the products and services of other companies in the Suncorp Group. Let’s get you settled. Before you buy, it's important to not only obtain legal advice, but to properly inspect the home for any pests and building issues to ensure you aren't faced with any unwanted (and costly) surprises down the. Home Building Insurance covers your house — as we mentioned — and it also covers other permanent structures. What’s Suncorp Insurance coverage? 3. Apply online. To get the most competitive interest rate with the Back to Basics Loan of 5. 5% for those with credit scores of 580 or. 11) Find the right home. VA loans are no-down-payment loans for borrowers with a. tenant home ownership. a. The process of buying your home can be broken down into some simple steps. Their contact details are: Learn about pre-approval. Macquarie’s rate reductions, which come into effect from November 11, range from 10 basis points for 1, 2 and 3-year fixed loans to. Suncorp has loans for borrowers with deposits as low as 10% or even 5%, though some of its. Suncorp Group’s Post Suncorp Group 112,933 followers 1y. Australian Associated Press. Before you look. National Executive Creative Director: Andy Fergusson. Products and services including banking, home loans and insurance are provided by different entities of the Suncorp Group. Suncorp Bank’s 1. You’ll need to contribute a minimum deposit of 15% of the property’s bank valuation to be eligible. Banking and home loan products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882. Explore a Range of Articles and Explainers on Everything from Home Loans and Deposits, to Home Building Tips and Tricks - Find Out More NowThe First-Time Home Buyer Incentive is a shared-equity mortgage with the Government of Canada, which offers: 5% or 10% for a first-time buyer’s purchase of a newly constructed home. This is an extra monthly cost which can be up to 1% of the home purchase price. Buying Suncorp would instantly add about $60 billion of customer loans to ANZ’s balance sheet, 80 per cent of which would be mortgages, at a time when it’s talking about rebuilding its. on new lending of $150,000 or more. The Support Desk is available Monday to Friday 7:30am to 4:30pm AEST. A conventional 97 mortgage is a type of conventional loan that helps first-time home buyers finance a single-family home with a low down payment. and a comparison rate of 6. Pay no taxes on any investment earnings. ) less the Home Package Plus discount. 99% p. Banking and home loan products are issued by Suncorp-Metway Ltd (“Suncorp Bank”) ABN 66 010 831 722 AFSL No 229882 Australian Credit Licence 229882. You must be. Are you buying a home or looking to refinance? You can apply online in as little as 20 minutes. Michael Mata. E verything you need to know about the First Home Owners Grant in your state;. Using an experienced buyer’s advocate is one option to help you navigate the home buying process. For example, up until 30 June 2017, the Queensland Government will contribute $15,000 - $20,0000 to help first time buyers buy or build their new house, unit or townhouse (valued at less than $750,000). PC is an authorised agent of nib and receives commission from nib. 39%. Buying a new home (particularly for the first time) requires a. 84% p. Zoran advises clients to first consider all their options. 4. First home loan offers and deals ANZ – $3,000 first home buyer cashback. The offer gives eligible First Home Buyers access to a 25% discount on LMI, variable rates as low as 2. What it pays to know before building your own home.